How to Pay for Home Care

Helping you figure out how to pay for your in-home care services is part of our job. Our insurance specialists verify benefits eligibility for thousands of people, each and every week.

How much does home care cost?

When you call us, we can provide you with the hourly rates for our services, and help you find out if the services you need are covered by insurance or another benefit. We can contact Medicare, Medicaid, the VA, or your insurance provider(s) on your behalf to find out exactly what your policy or benefits include. We can even help you secure authorizations and fill out any paperwork that’s required. We are here to help you, every step of the way.

How do I pay for home care?

Our interactive chart shows what payment options are most common for our different types of home care services.

Step 1: Select a type of home care (Personal Care and Companionship, Private Duty Nursing Care, or Home Health Care) to see the most common ways those services are paid.

Step 2: Contact us to talk to an expert who will help you determine what your personal payment mix might look like based on your situation and any insurance or benefits you have.

Notice: Please contact your local office to confirm accepted forms of payment, as they can vary by service provided.

Select a home care type to see the most common ways that our clients pay for that type of care.

Personal Care
and Companionship Services

Personal Care and Companionship Services: Help at home with everyday activities like bathing, dressing, meal preparation, and household tasks can bring independence and peace of mind, especially for families living with Alzheimer’s disease or dementia.

Private Duty Nursing Care

Private Duty Nursing Care: BAYADA Nurses provide ongoing, compassionate care to individuals with spinal cord injuries, traumatic brain injuries, ALS, MS, and more—including those needing tracheostomy and ventilator care—hourly from 2 up to 24 hours a day.

Home Health Care

Home Health Care: BAYADA clinicians visit your home and provide customized, physician—prescribed care after a hospital stay, illness, or injury to help you rehabilitate and regain your optimal independence—or to manage chronic conditions proactively to help prevent an unnecessary hospitalization.

Private Pay (by credit card or check)

Medicare

Medicare is the U.S. government’s health insurance program for people 65 and over. Home health care services are 100 percent covered by Medicare when qualifying conditions are met.

Workers’ Compensation

If you need home care because of something that happened on the job, your employer’s Workers’ Compensation benefits may cover some or all of your home care service costs.

Medicaid

Medicaid is a state government program that provides health insurance and medical assistance to people who meet income eligibility requirements. If you have Medicaid, we can help you understand for which services you may be eligible.

Health Insurance

Depending on your policy and coverage, your major medical insurance provider (such as Aetna, Blue Cross Blue Shield, Humana, and others) may pay for some or all of your home care services.

Veterans’ Benefits

If you are a U.S. Veteran, you may be eligible to have the government pay for medical treatment, personal care, and assistance at home.

Long-term Care Insurance

If you have long-term care insurance, your policy may cover certain nursing and personal care/assistive care services that are not covered by Medicare or traditional insurance.

PLEASE NOTE: Every situation is unique. The chart above details the most common ways that our home care services are paid for, but does not cover every possible scenario. To find out exactly what your payment mix might look like, contact us.